Credit Officer at Sanergy
Location: Nairobi, Kenya
Reports To: Director
About Sanergy: Sanergy is an award-winning social venture that builds healthy, prosperous communities by making hygienic sanitation accessible and affordable in Africa’s urban informal settlements.
Our systems-based approach to solving the sanitation crisis involves five key steps: we build a dense network of franchised micro-entrepreneurs, who operate low-cost, high-quality waterless sanitation facilities – called Fresh Life – as small businesses.
We provide critical support services – such as access to finance, business analytics, training, and marketing.
We collect the waste regularly and safely remove it from the community. We convert the waste into valuable by-products, such as organic fertilizer and renewable energy. Finally, we sell the by-products to Kenyan farms.
For our work, we have been recognized by Fast Company as one of the 10 Most Innovative Companies in the World Doing Social Good and one of the 10 Most Innovative Companies in Africa.
Responsibilities
The Credit Officer will be a founding member of a new Credit Team for the Fresh Life network and then lead that team.
In partnership with Kiva, we offer loans to prospective Fresh Life Operators; to date, we have managed these loans through collaboration between our Sales & Operations Team and Finance Team.
The Credit Team will now be fully responsible for redesigning our loan-related processes and results. This includes loan initiation, credit monitoring, and delinquency management.
Key Accountabilities
- Appraising loan applicants
- Entering the profiles for Kiva loans
- Responsibility for performance of assigned loan portfolio
- Preparation and presentation of credit proposals to Credit Committee
- Ensuring timely collection of loan repayments
- Issuing receipts and reports to Fresh Life Operators regarding account status
- Updating internal payment accounts
Requirements
- Diploma in cooperative management; a degree will be desirable
- Credit Experience in small, medium or large MFI having managed a portfolio of at least 100 customers and Kshs. 3 Million
- 2 years micro-credit experience
- Good analytical skills
- Good communicator (oral/written in English & Swahili)
- Group and individual lending experience
- Basic accounting skills
- Debt collection experience-desired
More fundamentally, we believe that we are on the cusp of transformative change, and we seek people who believe their skills will bring about that transformative change.
We welcome your application-cover letter and CV-on http://www.jobscore.com/jobs/sanergy/list
